Business Savings Accounts
Certificate of Deposit
Maximize your available funds with a Academy Bank Certificate of Deposit.

We’ll match you up with a maturity and interest payment option that fits your investment objectives.

You can open your CD with as little as $500, and even take advantage of our automatic renewal feature to ensure your investment keeps producing. Find out how to open your Academy Bank CD today.



Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items such as checks. If an account is closed prior to interest payment date, no interest will be paid.

The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.

Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items such as checks. If an account is closed prior to interest payment date, no interest will be paid.

CERTIFICATES OF DEPOSIT
Term Minimum
Opening Deposit
Interest
Rate
Annual
Percentage Yield
91 day $500 1.89%  1.90% 
182 day $500 2.88%  2.90% 
9 month $500 3.78%  3.80% 
12 month $500 4.04%  4.10% 
15 month $500 4.09%  4.15% 
18 month $500 3.55%  3.60% 
24month $500 4.04%  4.10% 
30 month $500 3.45%  3.50% 
36 month $500 3.45%  3.50% 
48 month $500 3.45%  3.50% 
60 month $500 3.45%  3.50% 
Open a certificate of deposit and obtain the stated APY with a deposit of $500 or more.
A penalty may be imposed for early withdrawal.


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Balance
Information
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.