Consumer Loans
Real Estate Loans
Overview
First Mortgage and Refinancing
Home Equity Line of Credit
Rates
Home Equity Line of Credit
The flexibility to access available credit when you need it.
Our Home Equity Line of Credit gives you a powerful resource to finance life's bigger expenses.

This flexible financial tool allows you to borrow, pay down and borrow again. Plus, you can borrow up to 80% of your home's value, depending upon the amount of equity you have. Better yet, all closing costs are paid by the Academy Bank.

Our home equity line of credit offers:
  • The flexibility to access available credit when you need it.
  • Low minimum monthly payments.
  • No closing costs.
  • A low rate of interest compared to revolving credit cards.
Outstanding low rate.
5.99% APR
 or
6.99% APR
fixed rate for 1 year fixed rate for 3 years

Borrow, pay down, borrow again.
With our Home Equity Line of Credit you can borrow and pay down over and over again.

Interest may be tax deductible.
Check with your tax advisor for details.


It could be the last loan you will ever need.

Our Home Equity Line of Credit allows you to borrow whenever you need to for any reason, up to 80% of your home's value. As you pay back your borrowing, those funds become available to you again. You may borrow from $10,000 up to the maximum you qualify for, depending upon the amount of equity you have in your home.

An interest in the property will secure the loan. Property insurance required. No closing costs applies to properties within the state of Colorado. Home must be owner occupied. A balloon payment may result.

Offer subject to credit approval.
Equal Opportunity Lender
To apply in person
or via regular mail:
Print Application



To apply by phone:
Colorado Springs
719-596-4761, ext. 33
Denver
303-696-2083